The FHA 203(k) program lets buyers and homeowners roll the cost of renovations into a single mortgage. It's a powerful tool, but it comes with strict HUD requirements that can overwhelm borrowers and slow down closings.
Ergon Builders provides HUD-certified 203(k) consulting, guiding borrowers, lenders, and contractors through every step from initial feasibility to final draw.
Feasibility & Scope of Work
We inspect the property, identify required health and safety repairs, and prepare a detailed Specification of Repairs and cost estimate that meets HUD and lender standards.
Draw Inspections
During construction we perform draw inspections, verify completed work, and help release funds on schedule so your project keeps moving.
Consulting Services Include
- Initial feasibility study
- Work write-up and cost estimate
- Change order review
- Draw request inspections
- Final inspection and release
- Coordination with lenders and appraisers
Why It Matters
A certified consultant protects the borrower and the lender. Our 25+ years of construction experience means our estimates are realistic and our inspections are thorough.
Frequently Asked Questions About FHA 203k Loan Consultation
Do you offer fha 203k loan consultation in Fleming Island, FL?
Yes. Ergon Builders, Inc. provides fha 203k loan consultation in Fleming Island, Orange Park, Jacksonville, and throughout Clay County and Northeast Florida.
Is Ergon Builders licensed and insured for fha 203k loan consultation?
Yes. Ergon Builders is a Florida licensed and insured general contractor, family-owned since 1997. We pull all required permits and schedule every inspection.
How do I get an estimate for fha 203k loan consultation?
Call (904) 555-0123 or send a request through our contact page. We will discuss your goals, visit the site, and provide a clear written estimate.
See more on our construction services in Fleming Island, or read our contractor FAQs.
Schedule a 203k Consultation
