Frequently Asked Questions

Yes. Ergon Builders, Inc. is owned and operated by a Florida Licensed General Contractor and is fully licensed and insured. We pull all required permits and schedule every inspection.

We serve Fleming Island, Orange Park, Jacksonville, Clay County, and surrounding Northeast Florida communities. If you're unsure whether we cover your area, just give us a call.

A 203(k) loan is an FHA-backed mortgage that allows buyers to purchase or refinance a home and include renovation costs in one loan. It's ideal for homes that need significant repairs.

A HUD-certified 203(k) consultant ensures all repairs meet FHA and HUD standards, prepares the scope of work, coordinates inspections, and protects both the borrower and lender. Standard 203(k) loans require one.

Yes, our team is certified by HUD and the FHA to provide 203(k) consultation services. We combine that certification with 25+ years of hands-on construction experience.

Yes. We specialize in restoring and remodeling older homes, preserving their character while enhancing functionality and safety. We're comfortable with pier-and-beam foundations, plaster, and original millwork.

Yes. We provide strategic updates and repairs designed to update, refresh, and improve marketability. We also offer consultations for buyers and sellers.

Yes. We build custom homes and manage the entire construction process from planning through completion, working with your architect or helping you choose plans.

We create detailed budgets, provide cost-control guidance, and conduct regular reviews to keep projects aligned with financial goals. No hidden costs, any change is discussed and approved before work proceeds.

Absolutely. We collaborate with architects, designers, and draftsmen to ensure plans align with your vision and construction requirements.

We combine licensed general contracting, HUD-certified consulting, proactive communication, and strong local partnerships to deliver reliable, high-quality results. As a family-owned company led by Mitchell L. Ergle, your project gets personal attention.